HomeBusiness Insurance
Business Insurance
Your business is important, so you need insurance that can help protect your investments, your employees and your buildings. River Valley Insurance offers a number of different insurance solutions to fit your needs. Click below to learn more.
Business Insurance
Help lessen the risk of being in business with our business insurance. Protect yourself and your business against financial and property loss.
What we need:
What we need:
- Full business and description of operations
- Owner/officer names and position
- Length of time in business
- Estimated gross receipts
- Employee payroll
- Year building(s) built and year of updates to roof, electrical, plumbing and heat
- Tool and equipment values
- Loss history
- Federal ID number
- Copy of current policy, if available
Workers Compensation Insurance
Keep your employees – and your bottom line – safe with workers compensation insurance. Ensure that you are protected if one of your employees is hurt or negligent on the job.
What we need:
What we need:
- Full business and description of operations
- Owner/officer names and position
- Length of time in business
- Estimated gross receipts
- Employee payroll
- Year building(s) built and year of updates to roof, electrical, plumbing and heat
- Tool and equipment values
- Loss history
- Federal ID number
- Copy of current policy, if available
Commercial Auto
Commercial vehicle insurance, like your personal auto policy, provides similar coverage against liability, collision, comprehensive damage, medical payment, personal injury protection and uninsured motorist coverage.
What we need:
What we need:
- Full name, birth date, driver’s license number for all drivers
- Vehicle description and ID number
- Cost new
- Radius
- Special equipment
- How vehicle is used
- Loss history
- Copy of current policy, if available
Specialty Lines
When you plan something special, you hope everything goes right, even though you know that calamities can happen. We can help protect you against everything from inclement weather to pollution to inventory.
What we need:
What we need:
- Full business and description of operations
- Owner/officer names and position
- Length of time in business
- Estimated gross receipts
- Employee payroll
- Year building(s) built and year of updates to roof, electrical, plumbing and heat
- Tool and equipment values
- Loss history
- Federal ID number
- Copy of current policy, if available
Professional Liability
Sometimes accidents happen – a customer slips in your parking lot or a client might run into a doorway. Our professional liability insurance helps protect your business against lawsuits and damage claims.
What we need:
What we need:
- Full business and description of operations
- Owner/officer names and position
- Length of time in business
- Estimated gross receipts
- Employee payroll
- Year building(s) built and year of updates to roof, electrical, plumbing and heat
- Tool and equipment values
- Loss history
- Federal ID number
- Copy of current policy, if available
Condo/Property Owners Association
You’ve invested a lot in your rental properties and we want to help you protect that investment by insuring you against losses and damages to your buildings.
What we need:
What we need:
- Full business and description of operations
- Owner/officer names and position
- Length of time in business
- Estimated gross receipts
- Employee payroll
- Year building(s) built and year of updates to roof, electrical, plumbing and heat
- Tool and equipment values
- Loss history
- Federal ID number
- Copy of current policy, if available
Errors/Omissions
Help protect your businesses against employee errors. This type of insurance can be especially helpful for professional industries including architects, lawyers, accountants, engineers, insurance agents and contractors.
What we need:
What we need:
- Full business and description of operations
- Owner/officer names and position
- Length of time in business
- Estimated gross receipts
- Employee payroll
- Year building(s) built and year of updates to roof, electrical, plumbing and heat
- Tool and equipment values
- Loss history
- Federal ID number
- Copy of current policy, if available
Directors & Officers
When you own a business, you want to make sure your personal property is protected. Directors and officers insurance helps ensure that your business decisions stay with the business.
What we need:
What we need:
- Full business and description of operations
- Owner/officer names and position
- Length of time in business
- Estimated gross receipts
- Employee payroll
- Year building(s) built and year of updates to roof, electrical, plumbing and heat
- Tool and equipment values
- Loss history
- Federal ID number
- Copy of current policy, if available
Bond Insurance
Bond insurance guarantees that the holder of a bond will continue to receive scheduled payments, even if the issuer fails to make the payments.
What we need:
What we need:
- Full business and description of operations
- Owner/officer names and position
- Length of time in business
- Estimated gross receipts
- Employee payroll
- Year building(s) built and year of updates to roof, electrical, plumbing and heat
- Tool and equipment values
- Loss history
- Federal ID number
- Copy of current policy, if available
