Business insurance at River Valley
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Business Insurance

Your business is important, so you need insurance that can help protect your investments, your employees and your buildings. River Valley Insurance offers a number of different insurance solutions to fit your needs. Click below to learn more. 
 

Business Insurance

Help lessen the risk of being in business with our business insurance. Protect yourself and your business against financial and property loss.

What we need: 
  • Full business and description of operations
  • Owner/officer names and position
  • Length of time in business
  • Estimated gross receipts 
  • Employee payroll
  • Year building(s) built and year of updates to roof, electrical, plumbing and heat 
  • Tool and equipment values
  • Loss history
  • Federal ID number
  • Copy of current policy, if available

Workers Compensation Insurance

Keep your employees – and your bottom line – safe with workers compensation insurance. Ensure that you are protected if one of your employees is hurt or negligent on the job. 

What we need:
  • Full business and description of operations
  • Owner/officer names and position
  • Length of time in business
  • Estimated gross receipts 
  • Employee payroll
  • Year building(s) built and year of updates to roof, electrical, plumbing and heat 
  • Tool and equipment values
  • Loss history
  • Federal ID number
  • Copy of current policy, if available

Commercial Auto

Commercial vehicle insurance, like your personal auto policy, provides similar coverage against liability, collision, comprehensive damage, medical payment, personal injury protection and uninsured motorist coverage.

What we need: 
  • Full name, birth date, driver’s license number for all drivers
  • Vehicle description and ID number
  • Cost new
  • Radius
  • Special equipment
  • How vehicle is used
  • Loss history
  • Copy of current policy, if available
     

Specialty Lines

When you plan something special, you hope everything goes right, even though you know that calamities can happen. We can help protect you against everything from inclement weather to pollution to inventory.

What we need:
  • Full business and description of operations
  • Owner/officer names and position
  • Length of time in business
  • Estimated gross receipts 
  • Employee payroll
  • Year building(s) built and year of updates to roof, electrical, plumbing and heat 
  • Tool and equipment values
  • Loss history
  • Federal ID number
  • Copy of current policy, if available

Professional Liability

Sometimes accidents happen – a customer slips in your parking lot or a client might run into a doorway. Our professional liability insurance helps protect your business against lawsuits and damage claims.

What we need:
  • Full business and description of operations
  • Owner/officer names and position
  • Length of time in business
  • Estimated gross receipts 
  • Employee payroll
  • Year building(s) built and year of updates to roof, electrical, plumbing and heat 
  • Tool and equipment values
  • Loss history
  • Federal ID number
  • Copy of current policy, if available

Condo/Property Owners Association

You’ve invested a lot in your rental properties and we want to help you protect that investment by insuring you against losses and damages to your buildings.

What we need:
  • Full business and description of operations
  • Owner/officer names and position
  • Length of time in business
  • Estimated gross receipts 
  • Employee payroll
  • Year building(s) built and year of updates to roof, electrical, plumbing and heat 
  • Tool and equipment values
  • Loss history
  • Federal ID number
  • Copy of current policy, if available

Errors/Omissions

Help protect your businesses against employee errors. This type of insurance can be especially helpful for professional industries including architects, lawyers, accountants, engineers, insurance agents and contractors.

What we need:
  • Full business and description of operations
  • Owner/officer names and position
  • Length of time in business
  • Estimated gross receipts 
  • Employee payroll
  • Year building(s) built and year of updates to roof, electrical, plumbing and heat 
  • Tool and equipment values
  • Loss history
  • Federal ID number
  • Copy of current policy, if available

Directors & Officers

When you own a business, you want to make sure your personal property is protected. Directors and officers insurance helps ensure that your business decisions stay with the business. 

What we need:
  • Full business and description of operations
  • Owner/officer names and position
  • Length of time in business
  • Estimated gross receipts 
  • Employee payroll
  • Year building(s) built and year of updates to roof, electrical, plumbing and heat 
  • Tool and equipment values
  • Loss history
  • Federal ID number
  • Copy of current policy, if available

Bond Insurance

Bond insurance guarantees that the holder of a bond will continue to receive scheduled payments, even if the issuer fails to make the payments. 

What we need:
  • Full business and description of operations
  • Owner/officer names and position
  • Length of time in business
  • Estimated gross receipts 
  • Employee payroll
  • Year building(s) built and year of updates to roof, electrical, plumbing and heat 
  • Tool and equipment values
  • Loss history
  • Federal ID number
  • Copy of current policy, if available